US Discount Dental Health plans are an alternative to
dental insurance. These discount plans do not make any
payments to the dentist or specialist at any time.
The benefit to using these types of discount plans is that
they offer substantial discounts, in some cases as high as
60% off, on most routine dental care, such as cleaning,
dentures, orthodontic braces and much more.
Here are some of the pro's and con's of US discount dental
health plans.
Pro's
One of the good things about these types of plans is they
don't have any age limit restrictions. This means that you
can see a qualified participating dental provider no matter
how old you are.
Another benefit is that pre-existing conditions are
included. Most dental insurance doesn't cover any
conditions that were already there at the time you bought
the policy. That means that if your whole reason for buying
insurance was to get your teeth fixed that you're in for a
rude awakening because it won't happen. You can get a
discount at a participating dentist as soon as you have
your discount card in hand.
Although the cost of joining a discount dental plan and
getting insurance is close to the same, a discount plan
does not require you to pay co-pays each time you visit the
dentist. Also, there are no annual limits with discounted
plans as there are with most types of insurance.
Cons
If you have a major accident, such as falling off a
bicycle, falling out of a tree, falling down and breaking
your teeth, etc, then dental insurance would cover most of
the costs of fixing your teeth, whereas a discount plan
would only offer the discount.
Although there are well over 100,000 providers that accept
discount plans in the USA, there are still many areas where
service is very limited and you may be forced to travel an
hour or more to see a participating dentist.
You may not be able to continue seeing your current
dentist, if you have one. You could ask that they become a
discount plan provider and then see them, but if they
refuse then you'll have no choice but to find a new dentist
within the network of the discount plan.
So are us discount dental health plans a better deal than
traditional dental insurance? That depends upon your
individual needs and the immediate needs of who is to be a
part of the plan. It would be best for everyone if they
could carry both plans, but that's not feasible for
everyone to do since there are costs involved. Your best
bet is to get more information about these plans, look at
your immediate care needs and go from there.
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Joe Stewart invites you to visit his discount dental
website today. If you know that your family will require
some dental work this year, or you know that your employees
would appreciate this type of benefit, then find out what
your options are. For more information, or to find a
participating dentist near you please click here now:===>
http://www.Discount-Dental.net
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